Terms & Conditions of Use

This website, rootvyana.com (the “Website”), is operated by RootVyana (“RootVyana,” “we,” “us,” or “our”) and its related applications, tools and services (collectively, the “RootVyana Services”) and these terms and conditions apply to all websites, applications, tools and services owned, operated, controlled and otherwise made available by RootVyana, its parent, their affiliates and subsidiaries (including, but not limited to, mirrored, co-branded and successor sites).

IMPORTANT – READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE ACCESSING OR USING THIS WEBSITE, SUBSCRIBING TO THE ROOTVYANA SERVICES, PURCHASING PRODUCTS, DOWNLOADING SOFTWARE, TECHNOLOGY, CONTENT OR DATA AND/OR OTHERWISE USING THE ROOTVYANA SERVICES AND PRODUCTS, AND THE RELATED ROOTVYANA SOFTWARE, DATA, CONTENT AND/OR TECHNOLOGY USED, STORED, LICENSED OR ACCESSED IN CONNECTION THEREWITH AND THE RELATED INTELLECTUAL PROPERTY RIGHTS EMBODIED THEREIN (COLLECTIVELY, THE “ROOTVYANA SERVICES”).

ROOTVYANA IS WILLING TO PROVIDE YOU WITH ACCESS TO THE ROOTVYANA SERVICES THROUGH THIS WEBSITE AND MAKE AVAILABLE PRODUCTS AND SERVICES TO YOU ONLY UPON THE CONDITION THAT YOU ACCEPT ALL OF THE TERMS AND CONDITIONS SET FORTH HEREIN, ON ANY REGISTRATION OR ORDER FORM RECEIVED BY YOU FROM ROOTVYANA OR ITS AFFILIATES IN CONNECTION WITH THE ROOTVYANA SERVICES (COLLECTIVELY, “REGISTRATION AND ORDER FORMS”) AND ON ANY DOCUMENTS REFERENCED HEREIN OR ANY ADDITIONAL TERMS AND CONDITIONS THAT CAN BE VIEWED EITHER ON THE PAGES CONTAINING ANY SERVICES OR OFFERINGS, OR VIA A LINK ON THOSE PAGES OR OTHER DIRECTIONS TO THE ADDITIONAL TERMS AND CONDITIONS (COLLECTIVELY, THE “AGREEMENT”). IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS OF THIS AGREEMENT, PROMPTLY CEASE USING THE ROOTVYANA SERVICES, AND/OR EXIT THIS PAGE BEFORE DOWNLOADING, ACCESSING, USING, SUBSCRIBING OR INSTALLING THE ROOTVYANA SERVICES OR PURCHASING PRODUCTS AND SERVICES FROM ROOTVYANA.

This Agreement represents a legally binding agreement among you, your representatives, and RootVyana. Please be advised that the terms and conditions of this Agreement contain provisions that govern the handling of lawsuits (see “Warranty Disclaimer”, “Waiver of Class Action”, “Limitation of Liability”, “Arbitration” and “Jurisdiction” provisions below (among others)). It also contains a waiver of jury trial and an agreement to arbitrate which will, with limited exception, require you to submit claims you have against RootVyana or RootVyana’s agents to binding and final arbitration.

Authority

By accessing, subscribing, downloading and/or otherwise using the RootVyana Services, you (a) certify that you are at least 18 years of age, and that, if you are acting on the behalf of any person or entity, you are authorized to act on behalf of such party, (b) have read this Agreement and have agreed to be legally bound by this Agreement, and (c) agree to all operating rules and policies of RootVyana that may be published within the RootVyana Services or this Website.

If you are acting on behalf of a business entity, the principals of the entity hereby join in the entering into and execution of the terms and conditions of this Agreement for the purpose of guaranteeing the performance by you of your obligations under this Agreement.

Intellectual Property

The RootVyana Services (including, this Website) is owned and operated by RootVyana and its licensors and is protected by copyright and other intellectual property laws under United States and international laws and treaties – [Copyright 2026 RootVyana.] All rights reserved. The compilation and arrangement of all content, data and other information found within the RootVyana Services is also the sole and exclusive property of RootVyana and its licensors and is protected by U.S. and international intellectual property laws. The “look and feel” of the RootVyana Services, meaning, the structure, sequence and layout of the audiovisual components of such technology as perceived by you, including, but not limited to, the color combinations, button shapes, and all other graphical and navigational elements, are also proprietary to RootVyana and its licensors and are fully protected under U.S. and international intellectual property laws.

Use of the RootVyana Services

Subject to the terms and conditions of this Agreement and any third party restrictions, RootVyana grants you a non-transferable, non-exclusive and non-sublicensable limited right and license to view, use and access the RootVyana Services to (a) incidentally view, print and download the images, text, graphics, photographs, audio, video and other content available within the RootVyana Services solely for your informational purposes and for your immediate, private, personal and non-commercial use, and (b) make purchases of goods and services through links found on this Website or through the RootVyana Services; provided that you retain all RootVyana copyright and proprietary notices contained in the original materials or any copies thereof.

All rights not expressly stated herein are reserved by RootVyana and RootVyana disclaims any and all implied licenses. Without limiting the foregoing, you agree not to: (i) reverse engineer, decompile, reverse compile, translate, adapt, or disassemble or otherwise access the RootVyana Services, or any part thereof; (ii) copy, distribute, display, transmit or reproduce the RootVyana Services, or any part thereof, in any form, including, but not limited to, fonts, icons, link buttons, wallpaper, and unlicensed merchandise; (iii) publish, display, disclose, sell, rent, lease, modify, store, loan, distribute, publicly display or perform, co-brand, frame, permit third parties to link to, or create compilations or derivative works of the RootVyana Services, or any part thereof, including, but not limited to, using any part of the RootVyana Services to create fonts, icons, links, buttons, wallpaper and unlicensed merchandise; (iv) assign, sublicense, convey, transfer, pledge as security or otherwise encumber the rights and licenses granted hereunder; (v) use the RootVyana Services in any fashion that may infringe any patent, copyright, trademark, trade secret or any other intellectual property or proprietary right of RootVyana, its third-party suppliers or any other third party; (vi) upload, post, email, transmit or otherwise make available any material that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable; (vii) use the RootVyana Services to harm minors in any way; (viii) impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity using the RootVyana Services; (ix) forge headers or otherwise manipulate identifiers in order to disguise the origin of any content transmitted through the RootVyana Services; (x) upload, post, email, transmit or otherwise make available any materials that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements); (xi) upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation; (xii) upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; (xiii) interfere with or disrupt the RootVyana Services or servers or networks connected to the RootVyana Services, or disobey any requirements, procedures, policies or regulations of networks connected to the RootVyana Services (including, but not limited, to this Website); and (xiv) “stalk” or otherwise harass another; or (xv) collect or store personal data about other users and the RootVyana Services content and or usage, including, without limitation, through the use manual or automated software, devices, scripts robots, other means or processes to access, “scrape,” “crawl” or “spider” the RootVyana Services or any related data or information; nor (xvi) engage in “framing,” “mirroring,” or otherwise simulating the appearance or function of the RootVyana Services.

You agree not to access the RootVyana Services by any means other than through the interface that is provided to you by RootVyana for use in accessing the RootVyana Services.

By posting information or other materials on or within the RootVyana Services or by making such information available for downloading by you, RootVyana does not waive any proprietary right in and to the RootVyana Services (including, but not limited to, copyright, service mark, trademark, patent, trade secret or other intellectual property or proprietary right) and does not transfer any rights to you in the RootVyana Services except for the limited license expressly granted herein.

Submissions

Subject to any separate agreement between RootVyana and you (including, but not limited to, any services, employment, or independent contractor agreement, collectively, “Additional Agreement”) and/or RootVyana’s Privacy Policy, any and all registration information, descriptions, designs, questions, answers, comments, suggestions, ideas, graphics, videos, content, data, personally identifiable information and any other information that you transmit to RootVyana through the RootVyana Services or email (each a “Submission”) may be used by RootVyana anywhere, anytime and for any reason whatsoever, including, but not limited to, our Website Privacy Policy with respect to our use of your personally identifiable information, and the development and training of artificial intelligence systems. You shall remain the sole and exclusive owner of your Submission, and you shall be solely responsible for your Submission and the consequences of posting or publishing it. By submitting your Submissions to RootVyana you hereby grant RootVyana a worldwide, perpetual, non-exclusive, irrevocable, royalty-free, sublicensable (through multiple tiers) and transferable license (with a right to create derivative works) to use, copy, distribute, perform, publicly perform and display your Submissions for any legal purposes whatsoever whether now known or hereinafter becoming known unless otherwise subject to additional terms in a separate Additional Agreement.

Any Submission you provide to RootVyana will be deemed public information not subject to any confidentiality obligation and RootVyana shall have no obligation to maintain its confidentiality except to the extent the Submission contains personal identifiable information, in which case, RootVyana’s Privacy Policy shall govern RootVyana’s disclosure of such information.

By making a Submission, you waive the right to make any claim against RootVyana or any of its respective parents, subsidiaries, affiliates, employees, agents, directors, officers, shareholders and successors and assignees related to the Submission, including, but not limited to, unfair competition, infringement, invasion of privacy, negligence, breach of implied contract or breach of confidentiality, and you further waive all moral rights you may have in any materials uploaded or sent to us by you.

You represent and warrant that your Submissions: (a) shall be true, accurate, current, complete and not misleading, (b) shall not violate the rights of any third party, including, but not limited to, intellectual property and proprietary rights, (c) shall not be fraudulent or involve counterfeit or stolen information or items, (d) shall not violate any law, statute, ordinance or regulation, (e) shall not create any liability for RootVyana, and (f) will not conflict with, result in a breach of, constitute a default under, result in the acceleration of, create in any party the right to accelerate, terminate, modify or cancel, or require any notice under any agreement or arrangement to which you are a party or are bound with a third party. You further represent and warrant that you have the right and authority to make any Submission. You also agree to maintain and promptly update your Submissions by means of the RootVyana Services in order to keep that information true, accurate, current and complete.

Submission Disclaimer

RootVyana does not and cannot review all Submissions posted to or created by users accessing the RootVyana Services (including, but not limited to, this Website), and is not in any manner responsible for the content of these communications or the activities of these users. You acknowledge that by providing you with the ability to view and distribute user-generated content through the RootVyana Services (including, but not limited to, this Website), RootVyana is merely acting as a passive conduit for the distribution of such information and is not undertaking any obligation or liability relating to the content or the users’ activities. Even though RootVyana may monitor and review transmissions, we assume no responsibility or liability which may arise from the content thereof, including, but not limited to, claims for defamation, libel, slander, infringement, invasion of privacy, obscenity, profanity or misrepresentation. Notwithstanding the foregoing, RootVyana reserves the right to block or remove communications, postings, or materials that it determines to be (a) abusive, defamatory, or obscene, (b) fraudulent, inaccurate, deceptive, or misleading; (c) in violation of a copyright, trademark, patent, trade secret or other intellectual property rights of another or (d) offensive or otherwise unacceptable to RootVyana as determined in its sole discretion.

Limitations on Internet

You acknowledge that RootVyana may establish limits concerning use of the Internet, including, without limitation, the maximum number of days that submissions will be retained by the Internet, the maximum number and size of postings, e-mail messages, or other Submissions that may be transmitted or stored by the Internet, and the frequency with which you may access the Internet.

You agree that RootVyana has no responsibility or liability for the deletion or failure to store any Submissions maintained or transmitted by the Internet. You acknowledge that RootVyana reserves the right at any time to modify or discontinue the Internet (or any part thereof) with or without notice, and that RootVyana shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Internet.

Electronic Delivery Policy and Your Consent

By using the RootVyana Services, you consent to electronically receive from RootVyana all communications including notices, agreements, legally required disclosures or other information in connection with the RootVyana Services (collectively, “Notices”). RootVyana shall provide such electronic Notices by posting them on this Website. If you desire to withdraw your consent to receive Notices electronically, you must discontinue your use of the Website and the RootVyana Services.

Trademarks

Any and all trademarks displayed within the RootVyana Services are owned by RootVyana, its licensors or its affiliates. Nothing in this Agreement should be construed as transferring any aspects of such rights to you or to any third party.

Confidentiality

At all times during the term hereof and at all times thereafter, you shall keep confidential and not disclose, directly or indirectly, and shall not use for the benefit of yourself, or any other individual or entity, any Confidential Information of RootVyana. “Confidential Information” means any Submissions, trade secrets, or confidential or proprietary information whether in written, digital, oral or other form that is unique, confidential or proprietary to RootVyana or its licensors, including, but not limited to, all parts of the RootVyana Services and any other materials or information related to the business or activities of RootVyana that are not generally known to others engaged in similar businesses or activities.

Warranty Disclaimer

You access and use the RootVyana Services at your sole risk. Except as otherwise expressly provided herein, the RootVyana Services is provided to you on an “as is” and “as available” basis. To the fullest extent permissible pursuant to applicable law, RootVyana disclaims all representations, guarantees and warranties (whether express, statutory or implied) of any kind, including, but not limited to, implied warranties of title, merchantability, data accuracy, system integration, fitness for a particular purpose, non-infringement and any other warranty arising under the uniform commercial code, usage of trade, course of conduct or otherwise.

Without limiting the foregoing, RootVyana does not represent or warrant that (a) the RootVyana Services will be uninterrupted, timely, secure or error-free, (b) the defects in the RootVyana Services will be corrected, (c) the RootVyana Services or the servers that operate the RootVyana Services are free of viruses or other harmful components, (d) the data, results and information within the RootVyana Services will be correct, accurate, adequate, useful, reliable or otherwise; and (e) the RootVyana Services will meet your needs, requirements or expectations.

The advice, reviews, and/or feedback provided on the RootVyana Services are merely opinions and shall not be construed as professional advice (including, but not limited to, legal or medical advice) nor as providing any other warranty or representation (all of which are expressly disclaimed) regarding the subject matter thereof and/or the RootVyana Services.

RootVyana may make changes to the RootVyana Services (including the content) within the RootVyana Services or to the products or services described in it, at any time without notice to you. Further, RootVyana assumes no liability or responsibility for any errors or omissions in the content within the RootVyana Services. The materials in the RootVyana Services may be out of date or inaccurate, and RootVyana specifically disclaims any duty to update such content.

Any material downloaded or otherwise obtained by you through the use of the RootVyana Services is done at your sole discretion and risk. You will be solely responsible for any damage to your computer system or loss of data that results from the downloading of any such material including, but not limited to, damage caused by viruses.

You acknowledge and agree that RootVyana shall not be responsible or liable for (i) any unauthorized access to or alteration of your Submissions; (ii) any Submission sent or received or not sent or received and (iii) any Submission stored on storage devices owned, operated or controlled by RootVyana. You acknowledge and agree that RootVyana shall not be responsible or liable for any Submissions or conduct of any third party, including, but not limited to, content sent using and/or included within the RootVyana Services provided by any other user of this Website or any third-party licensors or suppliers of RootVyana.

Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you. If any of the exclusions set forth in this Section is determined by a court of competent jurisdiction to be unenforceable, then all such express, implied and statutory warranties shall be limited in duration for a period of thirty (30) days after the date on which you first access the RootVyana Services, and no warranties shall apply after such period.

Disruptive Behavior

Harassment in any manner or form on this RootVyana Website or through the use of the RootVyana Services, including via email, web blog (“blog”), comments, submissions, chat, or by use of obscene or abusive language, is strictly forbidden. Impersonation of others, including an RootVyana employee or representative, as well as other members or visitors on this RootVyana Website or through use of the RootVyana Services is prohibited. You may not upload to, distribute, send or otherwise publish through this RootVyana _ Website or within the RootVyana Services any content which is libelous, defamatory, obscene, disruptive, harassing, threatening, offensive, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable; which may constitute or encourage a criminal offense, violate the rights of any party; or which may otherwise give rise to civil liability, violate any law or infringe on a third party's intellectual property right (including, but not limited to, spam, offensive sexual, racial or gender related material, or material that violates RootVyana’s then current policies). You may not upload commercial content on this RootVyana Website or within the RootVyana Services or use the same to solicit others to join or become members of any other commercial online service or other organization.

You agree not to: (a) post, disseminate or transmit any worm, virus or other harmful, disruptive or destructive file, code or programs via or through the RootVyana Services; (b) use Internet Relay Chat (IRC) bots via this RootVyana Website (i.e., programs that utilize excessive resources by connecting to an IRC network and running 24 hours per day); (c) hinder the ability of others to use IRC; (d) disrupt the RootVyana Services or the normal flow on this RootVyana Website of dialogue or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges; (e) run any program on this RootVyana Website or through the RootVyana Services that makes a service or resource available to others, including, but not limited to, port redirectors, proxy servers, chat servers or simulated multi-user environments; (f) interfere with, disrupt, or harm in any way the RootVyana Services or the servers or networks used in connection with it; (g) run programs or specifically configure machines in such a way as to keep a dialup connection active when not in use or otherwise bypass automatic disconnection for inactivity, unless a dedicated access account is provided; (h) use the RootVyana Services in violation of the rules of any other website providers, websites, chat rooms or the like; (i) use the RootVyana Services to access the accounts of others without permission; (j) attempt to penetrate security measures of RootVyana or another entity, or obtain or bypass others' passwords; or (xi) engage in denial of service attacks (i.e., actions designed to impair network access by flooding a site or the Internet with useless traffic).

Waiver of Class Action

If the forum for any matter arising in connection with this Agreement is in the United States, the parties agree to waive the right to bring consolidated disputes or to participate in class action proceedings, whether initiated by that party or by a third party. WITH THIS CLASS ACTION WAIVER, THE PARTIES WILL NOT BE ABLE TO DO THESE TWO THINGS: (1) BRING A CLAIM AS A CLASS ACTION OR IN A REPRESENTATIVE CAPACITY; OR (2) PARTICIPATE IN A CLAIM AS A CLASS MEMBER.

Limitation of Liability

NEITHER ROOTVYANA, ITS SUPPLIERS, OTHER THIRD PARTIES MENTIONED WITHIN THE ROOTVYANA SERVICES, NOR ANY PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THE ROOTVYANA SERVICES WILL BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, DIRECT, INDIRECT, PUNITIVE DAMAGES, OR ANY OTHER LOSSES, COSTS, OR EXPENSES OF ANY KIND WHICH MAY ARISE, DIRECTLY, OR INDIRECTLY, FROM YOUR USE OF, ACCESS TO, OR INABILITY TO USE AND ACCESS THE ROOTVYANA SERVICES OR FROM YOUR PURCHASE OF PRODUCTS AND/OR SERVICES PURCHASED THROUGH THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, DAMAGES OR INJURY FROM OR RELATING TO: THE DOWNLOADING OF ANY MATERIAL CONTAINED WITHIN THE ROOTVYANA SERVICES; THE LINKING TO OTHER WEBSITES FROM THE ROOTVYANA SERVICES; THE SERVICES, PRODUCTS OR INFORMATION OFFERED ON, MADE AVAILABLE THROUGH THIS WEBSITE; COMPUTER VIRUS OR SYSTEM FAILURE; AND/OR THE UNAVAILABILITY OF ANY SERVICES OR PRODUCTS MENTIONED WITHIN THE ROOTVYANA SERVICES WHETHER OR NOT ROOTVYANA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SUBJECT TO THE FOREGOING, IN NO EVENT SHALL ROOTVYANA’S AGGREGATE LIABILITY TO YOU FOR ANY AND ALL DAMAGES, LOSSES, AND CAUSES OF ACTIONS (WHETHER IN CONTRACT, STRICT LIABILITY, TORT OR OTHERWISE INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) EXCEED THE FEES PAID, IF ANY, BY YOU TO ROOTVYANA FOR ACCESS AND USE OF THE ROOTVYANA SERVICES OR THE PURCHASE PRICE OF ANY GOODS OR SERVICES PURCHASED THROUGH THE ROOTVYANA SERVICES, OR, IN ALL OTHER CASES, TEN DOLLARS ($10.00).

SOME STATES DO NOT ALLOW THE EXCLUSION OF LIABILITY FOR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU IN ALL CASES.

Access to RootVyana Services

You shall be responsible for obtaining access to the RootVyana Services and for all equipment necessary to access the RootVyana Services and you acknowledge that obtaining the foregoing may involve third-party fees (such as internet service provider or airtime charges). You are responsible for all charges associated with connecting you to the RootVyana Services, including, without limitation, all telephone, equipment, airtime and internet service provider charges.

Passwords and Your Obligations

You may be asked to register as a member on certain pages or services within the RootVyana Services and to select a unique username and password in order to be able to access your account and use any of the RootVyana Services. As a registered member, you are responsible for maintaining the confidentiality and security of your username and password and shall be responsible for all uses of your username and password, including, but not limited to, any purchases facilitated through the use thereof, whether or not in fact authorized by you. You agree to immediately notify RootVyana in writing of any breach of security, including, without limitation, unauthorized use of your username or password. You also understand that exiting immediately from your account (i.e., “logging off”) at the end of each session will enhance your account security and that failure to do so may permit other persons having access to your computer to use, or modify, your account. If you permit any person to use your username and password, you shall be liable for all activity and transactions made by that person including transactions for which you may not have authorized.

Please notify us immediately of any unauthorized use of your username and password via email to info@rootvyana.com

Security

The RootVyana Services resides on the public internet. RootVyana uses commercially reasonable measures to protect the confidentiality and security of any communications transmitted to RootVyana and any information stored on servers controlled by RootVyana. Notwithstanding these efforts, RootVyana cannot guarantee the confidentiality and security of such electronic communications and storage devices used to store such information (including, but not limited to, personally identifiable information) and disclaims all liability arising therefrom.

Without limiting the foregoing, you shall not directly or indirectly: (a) violate or attempt to violate the security of the RootVyana Services; (b) access data or materials not intended for you; (c) log into a server or account which you are not authorized to access; (d) attempt to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures; or (e) attempt to interfere with service to any user, host or network, including, without limitation, by means of submitting a virus to the RootVyana Services, overloading, “flooding,” “mailbombing” or “crashing” the RootVyana Services. Violations of system or network security may result in civil or criminal liability. RootVyana reserves the right to investigate occurrences that may involve such violations and may involve and cooperate with law enforcement authorities in prosecuting users who have participated in such violations.

Indemnification

You agree to indemnify, defend, and hold harmless RootVyana, its affiliates, agents, vendors, distributors, licensors, suppliers, successors and assignees and their officers, directors, and employees from and against any and all actions, suits, proceedings, hearings, investigations, charges, complaints, claims, demands, injunctions, judgments, orders, decrees, rulings, damages, dues, penalties, fines, costs, amounts paid in settlement, liabilities, obligations, taxes (whether federal, state, local, or foreign), liens, losses, expenses, damages and costs, including, without limitation, court costs and reasonable attorneys’ fees and expenses, resulting from (a) any third party claim, (b) any violation of the terms and conditions of this Agreement, (c) any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing your account, (d) your use of (or inability to use) the RootVyana Services; and (e) any use of your Submission by RootVyana or any other party, including, but not limited to, any third party claim of infringement of an intellectual property or proprietary right or invasion of privacy or publicity.

Content Disclaimer

The blog entries, user content (including any blogs), quotations and other editorial content displayed on this RootVyana Website are provided “as is” with no warranties and confers no rights. The blog entries are solely the opinion of the author and do not necessarily reflect the opinions of RootVyana, its parent company and/or their indirect and direct parent companies and affiliates.

Termination

You agree that RootVyana, at its sole discretion, may terminate or suspend your access to and use of the RootVyana Services (or any part thereof) at any time and for no or any reason whatsoever, including, without limitation, for lack of use by you or if RootVyana believes that you have violated or acted inconsistently with the terms and conditions of this Agreement. RootVyana reserves the right at any time to modify or discontinue, temporarily or permanently your access to and use of the RootVyana Services (or any part thereof) without notice. You agree that RootVyana shall not be liable to you or to any third party for any modification, suspension or discontinuance of your use of or access to the RootVyana Services. Your obligations under this Agreement shall continue even after RootVyana has terminated and/or cancelled this Agreement or your access to the RootVyana Services.

Applicability of Content

This Website is operated in the State of Delaware, United States of America, and RootVyana makes no representation that the content provided through the RootVyana Services are applicable or appropriate for use in jurisdictions other than the United State of America. If you access the RootVyana Services (including, but not limited to, this Website) from outside of the United States, please be aware you are responsible for compliance with any applicable laws. To the extent any applicable local laws prohibit your viewing and use of the RootVyana Services, you may not view or use the RootVyana Services.

Payment

RootVyana does not collect or maintain any payment information. If you choose to purchase, subscribe to or license RootVyana products and services, our current payment processor will collect your financial information to facilitate the transaction directly from you. Your payment and related information will be stored only with our payment processor, not with RootVyana. We will make every effort to cause our payment provider to give you information regarding its services, including access to its privacy policy and terms, when you initiate a payment transaction.

Privacy Policy

We realize that you are concerned about how the information you provide online will be used. RootVyana has a Privacy Policy that discloses what information RootVyana collects about you, how RootVyana uses such information, the steps RootVyana takes to secure such information, how you can view and correct such information and how you can decline to have such information about you collected or used. The Privacy Policy is available on this Website and is incorporated herein by this reference.

Miscellaneous Provisions

Additional Fees

You shall immediately notify RootVyana in writing if you know or have reason to believe that RootVyana has been or will be required, as a result of activity arising out of or related to this Agreement or the services contemplated hereunder by any court or administrative agency of the United States or any state or by any legal process to respond to any subpoena, search warrant, discovery or other directive under the authority of such court, administrative agency, governmental inquiry or process in connection with any proceeding or investigation in which you or any of your affiliates, officers, directors, agents, employees, or subcontractors is involved. Whether or not such notice is given by you, you shall directly assist RootVyana in RootVyana’s attempt to reduce the burdens of compliance with any such directives, and you shall reimburse any and all reasonable expenses incurred by RootVyana and its affiliates in complying with any such directive, including, but not limited to, attorneys’ fees and RootVyana’s outside counsel attorneys’ fees for representation and advice, as well as for travel and lodging expenses.

Order of Preference

This Agreement governs your use and access to the RootVyana Services. This Agreement does not modify, alter or amend any other specific agreement you have entered or will enter into with RootVyana. To the extent that any provision of this Agreement, or any supplemental agreement offered as any part of any registration for additional services on this Website or within the RootVyana Services, conflicts with any provision of your other agreements with RootVyana, the terms and conditions of such other agreement shall, take precedence over the conflicting term(s) and conditions of this Agreement.

Links to Other Web Sites

The RootVyana Services contains links to other web sites (“Third Party Sites”) controlled or offered by third parties (non-affiliates of RootVyana). RootVyana is not responsible for the content, accuracy or opinions expressed on such Third-Party Sites and such sites are not investigated, monitored or checked for accuracy or completeness by RootVyana. RootVyana hereby disclaims any and all liability for, any information, materials, and products or services posted or offered at any of the Third-Party Sites. By creating a link to Third Party Sites, RootVyana does not endorse or recommend any products or services offered or information contained at Third Party Sites, nor is RootVyana liable for any failure of products and services offered or advertised at those sites. Such third parties may have a privacy policy different from that of RootVyana and Third-Party Sites may provide less security than RootVyana. Without limiting the foregoing, the RootVyana Services may contain offers from RootVyana for products and services that may be obtained only by linking to the merchant web site to complete the transaction. Terms of the offer shown on the RootVyana Services, including, but not limited to, price, quantity, availability and description may vary from those shown on the merchant’s web site. Differences in the terms of an offer between what is displayed in connection with the RootVyana Services and what is offered at the merchant website will be governed by the terms shown on the merchant’s website. RootVyana is not responsible or liable for any such differences or discrepancies.

Revisions and Consents

RootVyana reserves the right to revise the terms and conditions of this Agreement and the RootVyana Services and the RootVyana Services at any time and for no or any reason whatsoever. RootVyana also reserves the right to make changes at any time, without notice or obligation, to any of the information, products or services contained on or offered through the RootVyana Services (including, but not limited to, on this Website). Such updates, revisions, supplements, modifications and additional rules, policies, terms and conditions shall be effective immediately and incorporated in this Agreement upon notice thereof, which may be given by any reasonable means, including, but not limited to, posting such changes on this Website or via electronic notice as described above. By continuing to enter this Website and/or using the RootVyana Services, you acknowledge and agree that you shall be bound by any such revisions. Accordingly, you should periodically review the terms and conditions of this Agreement.

Forward-Looking Statements

The RootVyana (including, but not limited to, this RootVyana Website) may make forward-looking statements concerning RootVyana’s future performance. Such statements are subject to risks and uncertainties that may cause RootVyana’s actual performance to differ materially from that set forth in such forward-looking statements. Words such as “believe,” “expect,” “anticipate,” “intend,” or similar expressions are intended to identify forward-looking statements. Such statements speak only as of the date on which they are made. RootVyana undertakes no obligation to update publicly or revise any such statements. Factors that could cause RootVyana’s actual financial and other results to differ materially from those projected by RootVyana in forward-looking statements include, but are not limited to, competition, economic conditions, delinquencies and credit losses, interest rate increases, availability of funding and securitization, customer behavior, new products and markets, growth, legal and regulatory.

Entire Agreement

This Agreement constitutes the entire agreement between you and RootVyana with respect to the subject matter addressed herein, and governs your access to and use of the RootVyana Services, superseding any prior agreements between you and RootVyana relating to such subject matter, but this Agreement may be supplemented by any other agreement you enter into with RootVyana pursuant to your enrollment and/or participation in other features of the RootVyana Services.

Arbitration

Except for the failure to pay any fees and/or disputes concerning a breach of the scope of the license granted herein, any other dispute arising out of, relating to or in any way connected with this Agreement, on written request of either party served on the other, shall be submitted to final and binding arbitration before a single arbitrator. If the parties are unable to agree on an arbitrator within thirty (30) days after a party has served notice of a request to arbitrate, then an arbitrator shall be selected by the American Arbitration Association pursuant to its then-current rules, within fifteen (15) days after the parties are unable to agree on the arbitrator. Arbitration shall take place in the City of Wilmington, Delaware in accordance with the Rules and Regulations of the American Arbitration Association (Commercial Division).

Attorney’s Fees

Should any suit be commenced to enforce RootVyana rights and, in the event, RootVyana is successful, you agree to pay RootVyana’s expenses and attorney’s fees incurred.

Jurisdiction

This Agreement is executed in the State of Delaware and shall be governed by, and interpreted in accordance with, the laws of the State of Delaware, without regard to principles of conflict of laws and without application of the Uniform Computer Information Transaction Act and the United Nations Convention of Controls for International Sale of Goods. Except as otherwise provided herein, you agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to this Agreement and/or your use of the RootVyana Services, must be filed within one (1) year after such claim or cause of action arose or be forever barred, and you expressly waive any other statute of limitations which otherwise may apply. Subject to the foregoing arbitration terms and conditions, you agree that the exclusive jurisdiction for any action, special proceeding or other proceeding that may be brought arising out of, in connection with, or by reason of this Agreement, shall be the state courts located in the State of Delaware or the United States District Court for the State of Delaware for resolution of any dispute, action or proceeding arising in connection with this Agreement or your use or non-use of the RootVyana Services.

YOU WAIVE ALL RIGHTS TO TRIAL BY JURY OF ANY CLAIMS OF ANY KIND ARISING OUT OF OR RELATING TO THE TERMS AND CONDITIONS OF THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY. YOU ACKNOWLEDGE THAT THIS IS A WAIVER OF A LEGAL RIGHT AND REPRESENT THAT YOUR WAIVER IS MADE KNOWINGLY AND VOLUNTARILY AFTER CONSULTATION WITH COUNSEL OF YOUR CHOICE. TO THE EXTENT APPLICABLE, YOU AGREE THAT ALL SUCH CLAIMS SHALL BE TRIED BEFORE A JUDGE OF A COURT HAVING JURISDICTION WITHOUT A JURY.

The servers supporting the RootVyana Services are operated in the United States of America, and RootVyana makes no representation that the content provided through the RootVyana Services are applicable or appropriate for use in jurisdictions other than the United States of America. If you access the RootVyana Services from outside of the United States of America, please be aware you are responsible for compliance with any applicable laws. To the extent any applicable local laws prohibit your viewing and use of the RootVyana Services, you may not view or use the RootVyana Services.

RootVyana’s Intellectual Property Notice

Pursuant to the Digital Millennium Copyright Act, RootVyana has designated the person listed below as its agent to receive notifications of alleged copyright or other intellectual property infringement related to the RootVyana Services. RootVyana respects the intellectual property of others and asks our users to do the same. If you believe that your work has been copied in a way that constitutes infringement, or your intellectual property rights have been otherwise violated, please provide RootVyana’s Intellectual Property Agent the following information (the “IP Notice”): (a) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest; (b) a description of the copyrighted work or other intellectual property right that you claim has been infringed; (c) a description of where the material that you claim has been infringed is located in the RootVyana Services; (d) your address, telephone number and email address; (e) a statement by you that you have a good faith belief that the disputed use is not authorized by the applicable intellectual property owner, its agent or the law; and (f) a statement by you, made under penalty of perjury, that the information in your IP Notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.

RootVyana’s Agent for transmitting the IP Notice for claims of copyright or other intellectual property right infringement can be contacted via email at info@rootvyana.com.

General Provisions

In the event any provision (or any part of any provision) contained in this Agreement shall for any reason be held to be invalid, illegal, or unenforceable in any respect, such invalidity, illegality, or unenforceability shall not affect any other provision (or remaining part of the affected provision) of this Agreement, and this Agreement shall be construed as if such invalid, illegal, or unenforceable provision (or part thereof) had never been contained herein, but only to the extent such provision (or part thereof) is invalid, illegal, or unenforceable.

RootVyana’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any other provision, term or right set forth herein. Neither the course of conduct between the parties nor trade practice shall act to modify any of the terms and conditions of this Agreement. RootVyana may assign its rights and duties under this Agreement to any party at any time without notice to you. You may not assign this Agreement or the rights granted herein to any party without the prior written consent of RootVyana. The section headings used in this Agreement are for convenience only and have no legal or contractual effect.

Print this Agreement

You acknowledge that you have read this Agreement and have had an opportunity to consult with an attorney. For record keeping purposes, RootVyana encourages you to print this Agreement and the ancillary documents described herein.

You agree that this Agreement, combined with your act of using the Website and/or the services offered on or through the Website have the same legal force and effect as a written contract with your written signature and satisfy any laws that require a writing or signature, including any applicable Statute of Frauds. You further agree that you shall not challenge the validity, enforceability or admissibility of this Agreement on the grounds that it was electronically transmitted or authorized. In addition, you acknowledge that you have had the opportunity to print this Agreement.

Updated: July 6, 2026